Questions That Need Answers

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It’s no wonder that you are confused. The financial media inundates investors every day with a barrage of irrelevant — and often misleading — information. You might think every conceivable question about investing has been fully explored by now and that the answers to the majority of inquiries would be obvious. Not true. Here are some important questions that still need answers. > SEE MORE

The BAM Alliance

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The BAM Alliance

With Short-Term Goals, Go For a Bird in the Hand

A friend of mine recently sold his house. It will be a few years before he’ll buy another one. Because the house was worth a lot more than what he and his wife owed the bank on their mortgage, they are now sitting on a pile of money and wondering what to do with it.

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Waypoint Wealth Management

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Waypoint Wealth Management

An Investment Lifeboat Drill Now Can Help Weather Future Disaster

Calm water makes a lifeboat drill much easier. We aren’t fighting the waves or the fear we feel during an emergency. Still, if the worst happens, and the drill becomes reality, at least we’ve rehearsed. We’ll know exactly what we are supposed do.

With the markets relatively calm, now is the perfect time for an investor lifeboat drill. But to get the most out of this drill we need to remember how we felt seven years ago when the markets were getting scary.

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Waypoint Wealth Management

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Waypoint Wealth Management

What Letterman Can Teach Investors About Financial Planning

On Wednesday, David Letterman will say goodnight to his national TV audience for a final time. It will cap a remarkable run, one spanning 32 years and more than 6,000 episodes. To last that long, of course, you have to have scores of fans, be it diehard or casual. But even if you don’t like Letterman’s sometimes acerbic style, preferred his longtime rival Jay Leno or spend your late-night hours sleeping instead of watching TV, you still can appreciate the formula for the popularity and longevity of Letterman’s show: develop a good plan, stick to it.
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Waypoint Wealth Management

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Waypoint Wealth Management

The Keys to Effective Budgeting: Autonomy and Automation

Most people avoid budgeting because they consider it an exercise in repressive tedium. But it doesn’t have to be. By applying the science of motivation, economic evidence and the art of creativity, the apparent boredom of budgeting and saving can be remade into part a life-giving financial rhythm.

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Waypoint Wealth Management

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Waypoint Wealth Management